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Payment History
PAYMENT HISTORY = 35% of your FICO Score (877) 254-6900
Payment History takes into consideration all of the payments you may or may not have made on time. Payment History influences 35% of your FICO score and therefore, it is the single most influencial factor affecting your credit scores.
Collections, judgments, repossessions, bankruptcies, foreclosures, charge offs, settlements, consumer credit counseling will destroy the your payment history.
The aim of traditional credit repair is to eliminate as many, if not all, derogatory marks from your credit report as possible.
It is important to note that there is much more to maximizing your credit scores then cleaning up the payment history. 65% of your credit score has nothing to do with your ability to pay your bills on time. If you're looking to increase your credit scores, it would be a good idea to address that other 65%.
Thanks for reading about Payment History
Payment History takes into consideration all of the payments you may or may not have made on time. Payment History influences 35% of your FICO score and therefore, it is the single most influencial factor affecting your credit scores.
Collections, judgments, repossessions, bankruptcies, foreclosures, charge offs, settlements, consumer credit counseling will destroy the your payment history.
The aim of traditional credit repair is to eliminate as many, if not all, derogatory marks from your credit report as possible.
It is important to note that there is much more to maximizing your credit scores then cleaning up the payment history. 65% of your credit score has nothing to do with your ability to pay your bills on time. If you're looking to increase your credit scores, it would be a good idea to address that other 65%.
Thanks for reading about Payment History
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