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FICO Score
FICO Scores (877) 254-6900
THE ONLY CREDIT SCORES THAT MATTER.
FICO Scores were designed to indicate to a bank or lender a potential clients ability to re-pay or manage a debt.
Currently, there are many different types of "credit scores" available for you, "the consumer", to purchase on the internet but there is only one credit score that the banks and lenders use. The score that the banks use is called a FICO score. FICO scores were created and designed by Fair Isaac Corporation who has a complete monopoly on the credit scores that the banks use. When you make an application for a credit card, mortgage loan, car loan of anything else, they will be looking at your FICO scores. FICO has designed many different types of credit scores using different algorithms. These scores are all used to evaluate the risk potential based on the information in each one of your credit reports. The FICO scores that the banks will see are called Fair Isaac V1, Fair Isaac V2, FICO Classic 98, FICO Classic 04, FICO Classic
Thank you for reading about FICO Scores
THE ONLY CREDIT SCORES THAT MATTER.
FICO Scores were designed to indicate to a bank or lender a potential clients ability to re-pay or manage a debt.
Currently, there are many different types of "credit scores" available for you, "the consumer", to purchase on the internet but there is only one credit score that the banks and lenders use. The score that the banks use is called a FICO score. FICO scores were created and designed by Fair Isaac Corporation who has a complete monopoly on the credit scores that the banks use. When you make an application for a credit card, mortgage loan, car loan of anything else, they will be looking at your FICO scores. FICO has designed many different types of credit scores using different algorithms. These scores are all used to evaluate the risk potential based on the information in each one of your credit reports. The FICO scores that the banks will see are called Fair Isaac V1, Fair Isaac V2, FICO Classic 98, FICO Classic 04, FICO Classic
08 and Beacon 5.0.
Equifax, Experian and Trans Union are the three credit reporting agencies. The produce your credit reports, not your scores. Fair Isaac Corporation creates the credit scoring algorithms that analyze your credit report and calculates a nummerical credit score. You cannot access your FICO scores. Only your lender, creditor or banker can access your FICO scores. Even if you go to FICOs website and purchase a credit score from them, it will not be a Classic 04, Classic 98, Beacon 5.0, etc.
Learn more.....What you must know about Credit Scores
If you would like one of our credit experts to review your credit report and work on a plan to help you increase your credit score, please call us (877) 254-6900 or (click here.)
Other Recommended articles about Credit Score Education and more:
Equifax, Experian and Trans Union are the three credit reporting agencies. The produce your credit reports, not your scores. Fair Isaac Corporation creates the credit scoring algorithms that analyze your credit report and calculates a nummerical credit score. You cannot access your FICO scores. Only your lender, creditor or banker can access your FICO scores. Even if you go to FICOs website and purchase a credit score from them, it will not be a Classic 04, Classic 98, Beacon 5.0, etc.
Learn more.....What you must know about Credit Scores
If you would like one of our credit experts to review your credit report and work on a plan to help you increase your credit score, please call us (877) 254-6900 or (click here.)
Other Recommended articles about Credit Score Education and more:
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| Credit Repair Results Consultation Pricing Apply now |
Thank you for reading about FICO Scores
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